January is a month that I always feel a bit anxious, and no, I don’t suffer from post holidays blues. Why anxious you ask? Anxious because I find it hard to resist the oh so tempting (and at times amazing) sales that take place right after the holidays. The timing is awful given that I’m trying to give my wallet time to recover from the previous month. So I ask myself, how do I do what’s financially responsible while taking advantage of the after Christmas sales without causing my husband to protest? The struggle is real!
Though I do not make any formal resolutions to go on a debt diet, I know deep down that it is the financially responsible thing to do. Unless there is a sale that is too good to pass up, that will ultimately save me money down the road on something I was going to buy anyways, I force myself to turn my head to the amazing deals offered by many of my favorite brands (yes I mean you amazing Lily Pulitzer sale!). It’s very hard to do especially if you’re like me and love a good sale, but the satisfaction of being in a healthy place financially (and with my significant other) outweighs the feeling of that shiny new item in my hands.
So my advice is to just be mindful of the things you buy and resist temptation. Give yourself time to recoup because another great sale is right around the corner. Keep in mind that overdoing it might actually cause you unnecessary stress and you may end up resenting the items you buy. Let me know, do you struggle this time of year like I do? What do you do to resist temptation?